Up to 50 million world’s people are injured in non-fatal car accidents each year.
Most drivers are eventually involved in a car accident at some point in their lives.
If you haven’t already been in an accident, you should consider yourself lucky. The average driver files a claim for a car accident around every 18 years.
Since you’re probably going to find yourself involved in a car collision during your life, you should know about how to seek compensation with the help of a lawyer.
There are many factors which can help to determine your car accident claim. In this article, we’ll introduce you to the top 7 car accident claim factors you should know. Let’s get started!
1. How Badly Hurt Are You?
Were you injured in the car accident? The severity of your injury could significantly affect your compensation.
Questions could include factors such as:
Were your injuries temporary or permanent? Or, how much have you suffered as a consequence of your injury?
In the case of a permanent injury, further medical care could be required in the long-term. Therefore, you could be entitled to more compensation.
By contrast, if you only experienced whiplash, you may recover in a short time. As a result, you won’t be entitlement would be lower.
2. Your Medical Records
Your medical records are valuable evidence for your claim.
You should always seek medical treatment in the aftermath of your car accident. This way, your doctor can diagnose your injuries.
This gives the evidence to back up your claim about the harmful consequences of the car accident.
What happens if you don’t seek medical treatment?
Without the evidence of medical records, you may struggle to demonstrate your injury to the insurance company. If you only have a minor injury, such as whiplash, this is especially difficult to prove without a medical record. The insurance company may also seek to claim that your injury was not caused by the car accident. Can you disprove this?
They may also make the case your injury is not as severe as you say it is. If you have since recovered, how can you prove otherwise? If you have clear and precise medical records, you’ll stand a better chance of getting the compensation you’re entitled to.
3. Was It the Other Driver’s Fault?
When you’re involved in a car accident, the most important thing is to establish who is at fault. How do you prove another driver was to blame?
There are many types of valid evidence.
This could include surveillance footage, eye witness accounts, and photographs of the vehicles following the crash.
You need to find a car accident lawyer who can help to advise you which evidence you should use to make your case effectively.
4. Was It Your Fault?
On the other hand, if the car accident was actually your fault, then you’ve got a problem.
Of course, this will negatively impact your claim for compensation. In fact, your compensation will be reduced according to the extent the car accident was your fault. It is normally calculated according to the percentage of your negligence for the accident.
How does this work? Well, if you were found to be 40 percent responsible, instead of an award of $10,000, you would receive $6,000.
5. How You Behave After the Incident
How you behave after the car crash can significantly impact your compensation as well. You’ll be challenged on whether you followed the right steps of the procedure following the collision with another vehicle.
Did you say anything regrettable to the other driver? Did you apologize and thus take responsibility for everything? Remember, anything you say could be held against you.
Do you claim your injuries were severe following the car accident? If you didn’t visit a medical professional immediately after the incident, this may undermine your claim.
Even if you don’t appear to have any injury caused by the car accident, you should still visit the hospital straight away. You never know!
Additionally, if your doctor prescribes you a treatment for your injury, you should ensure that you follow them to the letter. After all, if you ignore the advice of medical professionals, this could also affect your claim.
Have your injuries prevented you from attending work? You should avoid physically demanding activities which could raise questions about your capacity to work.
6. Does Your Story Hold Up?
You’ll be requested to give a statement about the car accident in the aftermath of the incident.
Ensure that you carefully describe your experience. Don’t change any facts. You could jeopardize your claim with a false accusation.
Your insurance claim statement should also match your police statement. If there are discrepancies in either you could risk your compensation package.
It is always recommended to speak with a lawyer at every stage of the insurance claim. Your lawyer will be able to advise you on how to proceed.
7. Hiring a Car Accident Lawyer
You don’t have to handle your insurance claim by yourself. You can hire a car accident lawyer to take care of everything on your behalf. Be prepared to communicate clearly and effectively with your attorney about what happened in your car accident.
If the lawyer knows the facts about your case, they will be best prepared to win you the car accident lawsuit settlement you deserve.
Going it yourself could risk walking away with only a fraction of the compensation you deserve. Hiring a lawyer can ensure you get what you’re owed.
Prepare Your Car Accident Claim
If you have been involved in a car accident which wasn’t your fault, you could be entitled to compensation from your insurance company.
You want to make sure you receive the settlement that you deserve following the car accident. It’s important to be aware of the numerous factors which can determine your compensation.
This can range from the quality of your lawyer to your actions after the car accident. Do you have a car accident claim? Get a lawyer you can trust!